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How much do you need for decent living in Luxembourg?

Staff Writer | December 21, 2016
Cost of living in Luxembourg varies from 1 923 euros per month for a single man to 3 935 EUR per month for a couple with two children.
Luxembourg street
Luxembourg   The monthly food baskets goes from 293 EUR to 883 EUR
The monthly food baskets are as follows: 293 EUR for a single man, 259 EUR for a single woman, 541 EUR for a couple without children, 436 EUR for a single man with a boy, 463 EUR for a single woman with a girl and 883 EUR for a couple with two children.

The Luxembourgish reference budget includes the following baskets:

- Healthy food
- Clothing
- Personal care
- Housing
- Health
- Social life
- Lifelong learning
- Safety in childhood

The monthly budget for the clothing basket amounts to 56 EUR for a single man, 59 EUR for a single woman, 103 EUR for a couple without children, 119 EUR for a single man with a boy, 124 EUR for a single woman with a girl and 231 EUR for a family with two children.

The monthly budget for personal hygiene amounts to 27 EUR for a single man, 39 EUR for a single woman, 65 EUR for a couple, 48 EUR for a single man with a boy, 73 EUR for a single woman with a girl and 120 EUR for a couple with two children.

The Luxembourgish reference budget is developed for the following household types:

- Single adult (man and woman)
- Couple without children
- Single man with a boy aged 10
- Single woman with a girl aged 14
- Couple with 2 children aged 10 and 14

Single adults need to pay 890 EUR per month for their rent, couples without children and single parents with one child need to pay 1 035 EUR per month and families with two children need to pay 1 191 EUR per month. The chapter also calculates an alternative scenario based on smaller sizes (1st quartile).

The adjusted rent for these accommodations amount to 668 EUR per month for a single adult, 890 EUR per month for couples without children and single parents with one child and 1 035 EUR for couples with two children.

The total housing budget is: 1 049 EUR per month for a single adult, 1 231 EUR per month for couples and single parents with one child and 1 469 EUR per month for a couple with two children.

The alternative housing budget amounts to 818 EUR per month for a single adult, 1 078 EUR per month for a couple and a single parent with one child and to 1 302 EUR per month for a couple with two children.

The health care basket identifies the basic needs for people to maintain their good health.

The total monthly budget is 11 EUR for a single man, 15 EUR for a single woman, 24 EUR for a couple without children, 19 EUR for a single man with a boy aged 10, 28 EUR for a woman with a girl aged 14 and 45 EUR for a couple with two children.

This sum corresponds to the out-of-pocket payment, e.g. the part that the household needs to pay after reimbursement of the Caisse nationale de santé.

Being mobile is an essential need in today’s society.

The cost of a car includes the purchase of it, its annual maintenance, an insurance and fuel. The lifespan of the car is based on an annual distance of 10 000 km for households with 1-3 members and of 15 000 km for households of 4 members.

The monthly mobility budget with a car is 227 EUR for a single adult, 266 EUR for a couple without children, 227 EUR for a single adult with a child aged 10, 233 EUR for a single parent with a child aged 14 and 406 EUR for a couple with two children.

The second scenario calculates the cost of mobility without a personal car, in which case the budget drops to 37 EUR for a single adult, 73 EUR for a couple, 37 EUR for an adult with a boy aged 10, 43 EUR for an adult with a girl aged 14 and 70 EUR for a couple with two children.

The holiday budget is based on a 7 days trip to the Belgian coast. The social participation basket amounts to 254 EUR per month for a single adult, 356 EUR per month for a couple without children, 332 EUR per month for an adult with a child aged 10, 350 EUR per month for an adult with a child aged 14 and 547 EUR for a family with two children.

Lifelong learning has become a central aspect in today’s knowledge-based society. In order to reflect this importance, a budget for lifelong learning is included in the reference budget.

The basket includes the costs for a language course and an IT-course every six years. This cost is 6 EUR per month for a single person and a single parent and 11 EUR for couples with and without children.

Schooling costs include stationary products for children in elementary school, school books and stationary products for children in secondary education. Childcare costs are calculated for children in elementary education for after-school hours, lunch breaks and school-free afternoons.

This budget amounts to 105 EUR per month for a single man with a boy aged 10, 114 EUR for a woman with a girl aged 14 and 222 EUR for a family with two children.

Four alternative reference budgets are calculated. The ‘complete’ reference budget amounts to 1 923 EUR per month for a single man, 1 909 EUR per month for a single woman, 2 600 EUR for a couple without children, 2 523 EUR for a single man with a boy aged 10, 2 580EUR per month for a woman with a girl aged 14 and 3 935 EUR per month for a couple with two children.

A second scenario presents the reference budget with a reduced housing cost, a third scenario is a variant with a reduced mobility cost and the fourth scenario includes reduced rent and reduced mobility.


 

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